Calculator / Compare
Peach Payments vs Yoco (Online Gateway)
South Africa merchant fee comparison covering card rates, Instant EFT, payout speed, monthly platform fees, and typical store platforms.
Cheapest match at R50 000 / month (R1000 AOV, cards): Yoco (Online Gateway)
| Feature | Peach Payments | Yoco (Online Gateway) |
|---|---|---|
| Card rate | 2.95% + R1.5 excl. VAT | 2.95% excl. VAT |
| Instant EFT | 1.5% + R1.5 excl. VAT | Not listed |
| Payout fee | R0.00 | R0.00 |
| Payout speed | Next business day | 1-2 business days |
| Monthly fee | R0 | R0 |
| Est. monthly cost* | R 1 782,50 | R 1 696,25 |
| Platforms | WooCommerce, Shopify, Custom API | WooCommerce, Shopify, Wix |
| Best for | SME stores on the Growth plan, with free daily settlement. | Merchants selling both in person and online. |
*Estimated card fees at R50 000 monthly volume and R1000 average order, including payout, monthly fees, and VAT where the provider excludes it. Rates checked 29 October 2026. Run your own numbers.
Apply with Peach Payments
SME stores on the Growth plan, with free daily settlement.
Apply with Yoco (Online Gateway)
Merchants selling both in person and online.