Peach Payments fees in South Africa
Peach Payments Growth, the SME plan, is 2.95% plus R1.50 per local 3-D Secure card transaction, excluding VAT. Pay by Bank is 1.5% plus R1.50, excluding VAT. There is no setup fee and no monthly fee on Growth. Settlement the next business day is free. The Enterprise plan is custom and can include a monthly fee.
Rates checked 29 October 2026. Provider pricing page
| Card rate | 2.95% + R1.5 excl. VAT |
|---|---|
| Instant EFT | 1.5% + R1.5 excl. VAT |
| Payout fee | R0 |
| Payout speed | Next business day |
| Monthly fee | R0 |
| Est. card cost at R50 000 | R 1 782,50 |
| Est. Instant EFT cost at R50 000 | R 948,75 |
| Platforms | WooCommerce, Shopify, Custom API |
| Best for | SME stores on the Growth plan, with free daily settlement. |
The old 2.5% rate and R300 monthly fee do not match the current Growth plan. Enterprise pricing is negotiated once volume is over R500,000 a month.
Sample costs use a R1 000 average order and include payout and monthly fees. Confirm the live rate with the provider. Run your own numbers.